You have not yet become the best version of you, and you will never reach that point for good reason

Today you are where you are because of the decisions you made yesterday.

Tomorrow, you will be where you are because of the decisions you make today.

I will assume that you are here, at this site, because you are looking for answers to wealth creation questions. Good on you for doing this.

Do you realise that, because you are here, you are trying to educate yourself further in order to better achieve your goals, you are in fact bettering yourself to some degree?

In bettering yourself, even minutely, you are today better than you were yesterday!

Every time you learn something new, try something new, tweak your plans in order to improve them, reach a milestone/goal, make a sale, save another $100 to invest, make an investment, increase your net worth, improve your business, increase your passive income etc, you have bettered yourself. You become better than you were the day before!

You are increasing your wealth, becoming a better investor, a better entrepreneur, a better spouse/partner, a better parent, better decision maker, even a better musician etc... In other words, you are continually becoming better at everything you put effort into.

Assuming that you are continually striving to be better, then you will NEVER be the best version of you because YOU have become a "work in progress" or an "unfinished masterpiece"!

I am still learning and bettering myself, even now in retirement.

The amount I read, and the information I absorb and analyse in order to improve myself is now a passionate hobby of mine. I have a number of things that I love doing in retirement that keep bettering me as a person.

Investing is a passion of mine. I love studying the economy, public listed companies and trends in order to pick my next investment opportunity. If my decision is incorrect, I reanalyse my data and make changes to my strategy. Every poor decision I have made was a great lesson. Every good decision I have made was a great lesson also!

Equity investing is teaching me patience - to have trust in my decisions and give my decisions time to bear fruit. It is teaching me to have faith in my decisions - to believe that my decisions will actually bear fruit. It is teaching me that so-called "experts" actually get it wrong more than they get it right - which, to me, means gathering my own data and doing my own due diligence on that data in order to make my own decisions regarding particular stocks and market trends/issues is such a better way to do things.

Equity investing is forcing me to learn things, try things, understand new concepts, make a different type of investing decision (compared to what I was used to) in order to become better at it.

Music is a passion of mine also. During COVID, when we were all stuck at home, I decided to go back to playing music. I used to have a teacher here in Sydney 20 years ago, but lockdowns meant I had to find an online teacher. I located one in Toronto, Canada of all places! I now have a Skype lesson every week when I am not travelling on vacation.

Vacations have always been a love of mine. Travelling and exploring other places and cultures has been a fascinating way to spend time. Overseas travel, and even local domestic travel, are a great education in so many ways. My favourite overseas destination is the Greek Islands. My favourite domestic "go-to" destination would be Noosa Heads.

I guess I love beaches!

The lesson here is this:

We all have a life of about 80 years. Nothing happens overnight.

Wealth creation, as well as anything else worthwhile in life, will take time to achieve.

Most of us start at zero and work our way up. Initially the going is slow, as there is a lot to learn, and many skills to develop as we move forwards. So, no matter where you are in your life today, tomorrow will always see you in a better place, as long as you always strive to do better.

If you always strive to do better, then you are continually evolving and improving, which means that you will NEVER become the best version of you!

Never give up.

Never stop learning.

Never stop trying new things/ideas.

Never stop becoming a better you.

Remember, it took me around 30 years to create the wealth I have today. The first decade was extremely tough. However, we stuck to our plan, kept investing, kept working to build income producing assets, learned to manage our own investments and investment strategies, never borrowed money for "liabilities" (holidays, boats, cars etc), only for income producing "assets" such as properties.

We were never ones that needed to "show off" and nor did we care what others thought of how we did things. We refused to be part of the masses.

As a result, things eventiually fell into place and we now are in Australia's 0.5% "club".